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before you buy a home - house for sale in shopping cart

7 Important Considerations Before You Buy A Home

It’s so easy to get excited when you are choosing a new place to live. It might be your first apartment or your first home. Of course, price, size, and floorplan are extremely important influences on your buying decision. But before you buy a home and lock yourself into a

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retail pricing tricks - happy woman with two shopping bags
Money Knowledge

Don’t Fall For These Retail Pricing Tricks

There are various ways that merchants set their pricing in order to encourage you to buy more from them. It’s so easy to overspend when you fall for some of these retail pricing tricks.
Have you ever noticed your receipt when

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Should you refinance - house calculator monry

When Should You Refinance?

Mortgage interest rates have recently dropped to historic lows. For this reason, you may be wondering if you should refinance. Good reasons include lowering your monthly payment, moving from an adjustable-rate to a fixed-rate mortgage, or reducing the loan term from 30 years to 15. But before you jump into

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practical living skills - messy apartment
Life Skills

5 Practical Living Skills Every Graduate Needs

After my son graduated from high school, I realized that I had one last chance to teach him a few practical living skills before he left for college. Even though my previous attempts seem to have fallen on deaf ears, my hope was that he would take these last-minute

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identity theft, internet, online
Identity Theft

How to Prevent Identity Theft

Do you know how to prevent identity theft? If not, read on.
Preventing identity theft is a growing concern. Every few months I read that some big store that I do business with has had a data breach. In this electronic day and age, I’m not sure there are

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Pay bills on time - woman at desk with smartphone

5 Painless Ways to Pay Bills On Time

Young adults who are just starting out in their money lives often find it difficult to pay their bills on time. Since paying a bill late will lower your credit rating, developing a method to make sure you never forget to pay a bill again is extremely important. According to

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