It’s so easy to get excited when you are choosing a new place to live. It might be your first apartment or your first home. Of course, price, size, and floorplan are extremely important influences on your buying decision. But before you buy a home and lock yourself into a
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Mortgage interest rates have recently dropped to historic lows. For this reason, you may be wondering if you should refinance. Good reasons include lowering your monthly payment, moving from an adjustable-rate to a fixed-rate mortgage, or reducing the loan term from 30 years to 15. But before you jump into
After my son graduated from high school, I realized that I had one last chance to teach him a few practical living skills before he left for college. Even though my previous attempts seem to have fallen on deaf ears, my hope was that he would take these last-minute
Young adults who are just starting out in their money lives often find it difficult to pay their bills on time. Since paying a bill late will lower your credit rating, developing a method to make sure you never forget to pay a bill again is extremely important. According to