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practical living skills - messy apartment

5 Practical Living Skills Every Graduate Needs

Prepare your graduate with a few practical living skills After my son graduated from high school, I realized that I had one last chance to teach him a few practical living skills before he left for college. Even though my previous attempts seem to have fallen on deaf ears, my

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identity theft, internet, online
Identity Theft

How to Prevent Identity Theft

Do you know how to prevent identity theft? If not, read on.
Preventing identity theft is a growing concern. Every few months I read that some big store that I do business with has had a data breach. In this electronic day and age, I’m not sure there are

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Pay bills on time - woman at desk with smartphone

5 Painless Ways to Pay Bills On Time

Young adults who are just starting out in their money lives often find it difficult to pay their bills on time. Since paying a bill late will lower your credit rating, developing a method to make sure you never forget to pay a bill again is extremely important. According to

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Wallet with too many credit cards
Credit Cards

Do you have too many credit cards?

Can too many credit cards lower your credit score? One question that I’m asked frequently is whether you can have too many credit cards. Well, the answer is – it depends. Over the years, it’s easy to acquire quite a few credit cards. Maybe you signed up for a store

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money ready young adult Woman Worried
Money Knowledge

Is Your Young Adult Money Ready?

Is your young adult money ready? Is your young adult money ready? In other words, if you have a young adult in your life who just graduated high school or is attending college, are they ready to be self-sufficient in their money lives? A few years back, my twenty-something niece

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Build an emergency fund -Person wearing face mask with the word Covid-19 across

3 easy ways to build an emergency fund during the pandemic

If this coronavirus pandemic has taught us anything, beyond social distancing, washing our hands and wearing a facemask, its that our income stream can be suddenly and unexpectedly interrupted.  If you are fortunate enough to have avoided Covid 19 and you’re among the 80% of the working population who still

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