The Money Course That Works!
Mortgage interest rates have recently dropped to historic lows. For this reason, you may be wondering if you should refinance. Good reasons include lowering your monthly payment, moving from an adjustable-rate to a fixed-rate mortgage, or reducing the loan term from 30 years to 15. But before you jump into
After my son graduated from high school, I realized that I had one last chance to teach him a few practical living skills before he left for college. Even though my previous attempts seem to have fallen on deaf ears, my hope was that he would take these last-minute
Do you know how to prevent identity theft? If not, read on.
Preventing identity theft is a growing concern. Every few months I read that some big store that I do business with has had a data breach. In this electronic day and age, I’m not sure there are
Young adults who are just starting out in their money lives often find it difficult to pay their bills on time. Since paying a bill late will lower your credit rating, developing a method to make sure you never forget to pay a bill again is extremely important. According to
Can too many credit cards lower your credit score? One question that I’m asked frequently is whether you can have too many credit cards. Well, the answer is – it depends. Over the years, it’s easy to acquire quite a few credit cards. Maybe you signed up for a store
Is your young adult money ready? In other words, if you have a young adult in your life who just graduated high school or is attending college, are they ready to be self-sufficient in their money lives?
A few years back, my twenty-something niece moved into her first apartment. She was really excited about having her own space.