The Money Course That Works!
One big decision all young married couples need to make concerns checking accounts. Should they have joint or separate checking accounts?
Before we tackle that questions, let’s examine some of the pros and cons of each approach.
Higher interest rates result in higher monthly loan payments and more money spent on interest. But how much does bad credit really cost? To find out, I compared interest rates for a mortgage loan and a new car loan using
If you want to get your security deposit back, take the initial rental checklist seriously. Although there is no hard and fast rule about amount of security deposit, it’s usually equal to one month’s rent. So you have quite a large sum of money at stake.
You can order a free credit report each year from each of the three major credit reporting agencies. They are Experian, Transunion and Equifax. And the only federally authorized website for free credit reports is annualcreditreport.com. You can order online or call 1-877-
When a young person gets their first job, the shock on their faces when they see the amount of tax withheld from their first paycheck is almost comical. They just cannot believe how much tax is withheld.
I was reminded of this the other day when I overheard a young woman complaining about
In my experience, budget is a bad word. Budgets seem restrictive, almost a punishment. In fact, many young couples hate the idea of budgeting. While mentoring couples preparing for marriage, I asked them to prepare a